The Clarity Review
A fixed-fee review that explains what your pension paperwork is really telling you.
Designed for people who want to understand old pensions, charges, projections, retirement options and the questions to ask before taking regulated advice.
Pension information and education only - not regulated financial advice. We do not recommend products or providers or make personal recommendations.
What’s included
- A review of your pension statements and key documents
- Charges, fund names, projections and retirement dates explained
- Plain-English summary of what you appear to have
- Questions to ask before making decisions or taking advice
- Clear explanation of what is unknown or needs more information
What’s not included
- No personal recommendation to transfer or switch
- No investment advice
- No pension transfer advice
- No product sales or commission
- No ongoing management of your money
Clear fixed fees
Start with the review. Add scenario modelling only when it is useful.
The Clarity Review
£395 fixed fee
For people who want a clear explanation of their pension information before making bigger retirement decisions.
Not regulated financial advice. No product or provider recommendations.
Future Map
£200 added to a Clarity Review
Illustrative cash-flow and retirement modelling using the information and assumptions agreed with you.
- One illustrative baseline projection
- Selected assumption comparison where useful
- Clear assumptions, gaps and limitations summary
Educational scenario modelling only. It does not recommend a retirement date, contribution, investment, withdrawal strategy or course of action.
Buy both services together for £595, or add Future Map privately for £200 after purchasing The Clarity Review.
Why the boundaries matter
You get clarity without being pushed into a product.
The review helps organise and explain your existing pension information. If regulated advice is needed later, you should be better prepared to ask informed questions before paying for it.
Questions
Common questions
Is this financial advice?
No. This is financial education and guidance. It does not provide a personal recommendation to transfer, switch, invest, buy or sell.
Who is it for?
People with pension paperwork who want to understand what they have before making decisions or speaking to a regulated adviser.
Will you tell me whether to transfer my pension?
No. Pension transfer advice is a regulated activity and is not included. The review can help you understand your paperwork and the questions to ask before taking advice.
What happens after I book?
We start with a clarity call. If the review is suitable, you receive payment and document upload instructions.
What is Future Map?
Future Map is an optional £200 add-on to The Clarity Review. It uses information you provide to create illustrative cash-flow and retirement projections under stated assumptions. It does not recommend a retirement date, contribution level, pension, investment, withdrawal strategy, provider or course of action.
Prefer to start smaller?
Download the free Pension Clarity Checklist.
Use the checklist first if you are not ready for the full Clarity Review.
10 pension questions to check first
Get the guide and decide whether a deeper review is worth exploring.
Get the free checklist