<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[The Clarity Foundry]]></title><description><![CDATA[Technical oversight for pensions and protection. Forensic auditing to identify hidden gaps and fee structures for absolute financial clarity.]]></description><link>https://www.theclarityfoundry.co.uk/blog</link><generator>RSS for Node</generator><lastBuildDate>Fri, 22 May 2026 21:05:09 GMT</lastBuildDate><atom:link href="https://www.theclarityfoundry.co.uk/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[What is a Financial Clarity Audit? (And Do You Actually Need One?)]]></title><description><![CDATA[When you experience a significant financial change—whether that’s a redundancy payout, an inheritance, a taxable lump sum, or simply reaching a milestone age where you start looking seriously at retirement—the world suddenly gets very noisy. The moment word gets out that you have capital or old products sitting around, you will be inundated with opinions. The financial system is incredibly quick to tell you exactly what you should do, where you should invest, and which new products you need...]]></description><link>https://www.theclarityfoundry.co.uk/post/what-is-a-financial-clarity-audit-and-do-you-actually-need-one</link><guid isPermaLink="false">6a0dc06b96905735bfe6a4c4</guid><pubDate>Wed, 20 May 2026 14:12:21 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_6bf1cac67e464656932572ec61e49b44~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James Durey</dc:creator></item><item><title><![CDATA[Why “Set-and-Forget” is a Risky Strategy for Your Retirement Savings]]></title><description><![CDATA[One thing I saw again and again during my time as a financial adviser was how much people loved the phrase "set and forget." It sounds comforting, doesn't it? You pick an investment option, set up a monthly direct debit, put the login details in a kitchen drawer, and assume the system will take care of the rest until you reach your sixties. The issue wasn’t that people were careless. It was that the system made things look like they were running perfectly on autopilot. While automated saving...]]></description><link>https://www.theclarityfoundry.co.uk/post/why-set-and-forget-is-a-risky-strategy-for-your-retirement-savings</link><guid isPermaLink="false">6a0dbf2ddd66a932def9501b</guid><pubDate>Wed, 20 May 2026 14:07:32 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_b806031987dc4729914e1b7d3f8f12db~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James Durey</dc:creator></item><item><title><![CDATA[The 3 Hidden Drains in Older Pensions (And the Questions You Need to Ask)]]></title><description><![CDATA[When I was a financial adviser, I noticed something that happened almost every single week. Someone would come to sit down with me, pull a dusty, multi-page annual pension statement out of their bag, and look at me with a mix of apology and frustration. They would usually say something like, "James, I'm a capable person, but I honestly have no idea what I am looking at here." One thing I saw again and again was that most people didn’t have a pension problem. They had a clarity problem. The...]]></description><link>https://www.theclarityfoundry.co.uk/post/the-3-hidden-drains-in-older-pensions-and-the-questions-you-need-to-ask</link><guid isPermaLink="false">6a0dbe1096905735bfe69fc5</guid><pubDate>Wed, 20 May 2026 14:01:54 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/df77e5cf8cb6e5f51e4c065c5c62c5e6.jpg/v1/fit/w_1000,h_965,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>James Durey</dc:creator></item></channel></rss>