:root {
  --bg: #fbf8f2;
  --surface: #ffffff;
  --ink: #161616;
  --muted: #5c5c5c;
  --line: #e7dfd2;
  --brand: #1f3d35;
  --brand-2: #c58a3b;
  --brand-3: #f0e6d6;
  --danger: #8c3f2d;
  --radius: 18px;
  --shadow: 0 18px 45px rgba(20, 20, 20, 0.08);
  --max: 1120px;
}

* { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.55;
}

img { max-width: 100%; height: auto; }

a { color: inherit; }

.skip-link {
  position: absolute;
  left: -999px;
  top: 12px;
  padding: 10px 14px;
  background: var(--ink);
  color: #fff;
  border-radius: 8px;
  z-index: 999;
}
.skip-link:focus { left: 12px; }

.container {
  width: min(var(--max), calc(100% - 32px));
  margin: 0 auto;
}

.topbar {
  background: var(--brand);
  color: #fff;
  font-size: 0.92rem;
  padding: 9px 0;
}

.topbar .container {
  display: flex;
  justify-content: center;
  text-align: center;
}

.site-header {
  position: relative;
  z-index: 50;
  background: #fbf8f2;
  border-bottom: 1px solid rgba(231, 223, 210, 0.8);
}

.nav {
  min-height: 76px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}

.brand-lockup {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  font-weight: 800;
  letter-spacing: -0.02em;
}

.mark {
  width: 42px;
  height: 42px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--brand), #12231f);
  display: grid;
  place-items: center;
  color: var(--brand-2);
  font-weight: 900;
  box-shadow: 0 8px 18px rgba(31, 61, 53, 0.22);
}

.brand-small {
  display: block;
  color: var(--muted);
  font-size: 0.76rem;
  font-weight: 600;
  letter-spacing: 0;
  margin-top: -3px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 24px;
}

.nav-links a {
  text-decoration: none;
  color: #2a2a2a;
  font-weight: 650;
  font-size: 0.95rem;
}

.nav-links a:hover {
  color: var(--brand);
}

.mobile-toggle {
  display: none;
  border: 1px solid var(--line);
  background: var(--surface);
  padding: 10px 12px;
  border-radius: 12px;
  font-weight: 750;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  min-height: 46px;
  padding: 12px 18px;
  border-radius: 999px;
  border: 1px solid transparent;
  text-decoration: none;
  font-weight: 800;
  line-height: 1;
  cursor: pointer;
  transition: transform .16s ease, box-shadow .16s ease, background .16s ease;
}

.button:hover { transform: translateY(-1px); }

.button-primary {
  background: var(--brand);
  color: #fff;
  box-shadow: 0 14px 26px rgba(31, 61, 53, 0.22);
}

.button-primary:hover {
  background: #142a24;
}

.button-secondary {
  background: var(--surface);
  color: var(--brand);
  border-color: var(--line);
}

.button-gold {
  background: var(--brand-2);
  color: #111;
}

.hero {
  padding: 54px 0 58px;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.12fr 0.88fr;
  gap: 42px;
  align-items: center;
}

.eyebrow {
  color: var(--brand);
  font-weight: 850;
  text-transform: uppercase;
  letter-spacing: .08em;
  font-size: .78rem;
  margin: 0 0 16px;
}

h1, h2, h3 {
  letter-spacing: -0.045em;
  line-height: 1.05;
  margin: 0;
}

h1 {
  font-size: clamp(2.4rem, 5.2vw, 4.35rem);
  max-width: 900px;
}

h2 {
  font-size: clamp(2rem, 4vw, 3.2rem);
}

h3 {
  font-size: 1.35rem;
}

.lede {
  font-size: clamp(1.08rem, 2vw, 1.3rem);
  color: #393939;
  max-width: 700px;
  margin: 22px 0 0;
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 13px;
  margin-top: 28px;
}

.trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 30px;
  color: var(--muted);
  font-size: .95rem;
}

.trust-pill {
  background: rgba(255,255,255,.7);
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 9px 12px;
}

.hero-card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: calc(var(--radius) + 8px);
  padding: 28px;
  box-shadow: var(--shadow);
}

.hero-card .price {
  font-size: 3.4rem;
  letter-spacing: -0.06em;
  font-weight: 900;
  margin: 10px 0 0;
}

.price small {
  font-size: 1.02rem;
  color: var(--muted);
  font-weight: 700;
  letter-spacing: 0;
}

.check-list {
  list-style: none;
  padding: 0;
  margin: 22px 0 0;
  display: grid;
  gap: 12px;
}

.check-list li {
  position: relative;
  padding-left: 30px;
}

.check-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--brand);
  font-weight: 950;
}

.section {
  padding: 68px 0;
}

.section-tight {
  padding: 46px 0;
}

.section-alt {
  background: #fff;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.section-head {
  max-width: 770px;
  margin-bottom: 32px;
}

.section-head p {
  color: var(--muted);
  font-size: 1.1rem;
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 22px;
}

.card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: 0 10px 24px rgba(20, 20, 20, .045);
}

.card p, .card li {
  color: #464646;
}

.problem-card {
  border-left: 6px solid var(--brand-2);
}

.steps {
  counter-reset: steps;
}

.step {
  position: relative;
  padding-left: 70px;
}

.step::before {
  counter-increment: steps;
  content: counter(steps);
  position: absolute;
  left: 22px;
  top: 22px;
  width: 34px;
  height: 34px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  background: var(--brand);
  color: #fff;
  font-weight: 900;
}

.pricing {
  background: linear-gradient(135deg, var(--brand), #162b26);
  color: #fff;
  border-radius: calc(var(--radius) + 12px);
  padding: 34px;
  box-shadow: var(--shadow);
}

.pricing p, .pricing li { color: rgba(255,255,255,.84); }
.pricing .price { color: #fff; }

.disclaimer {
  background: var(--brand-3);
  border: 1px solid var(--line);
  padding: 18px;
  border-radius: var(--radius);
  color: #343434;
  font-size: .95rem;
}

.quote {
  font-size: 1.3rem;
  color: #2b2b2b;
  padding: 28px;
  border-radius: var(--radius);
  background: var(--brand-3);
  border: 1px solid var(--line);
}

.faq details {
  border: 1px solid var(--line);
  background: var(--surface);
  border-radius: var(--radius);
  padding: 18px 20px;
  margin-bottom: 12px;
}

.faq summary {
  cursor: pointer;
  font-weight: 850;
}

.faq p {
  color: var(--muted);
}

.form {
  display: grid;
  gap: 14px;
}

label {
  font-weight: 800;
}

input, textarea, select {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 13px 14px;
  font: inherit;
  background: #fff;
}

textarea {
  min-height: 130px;
  resize: vertical;
}

.form-note {
  color: var(--muted);
  font-size: .92rem;
}

.site-footer {
  background: #111;
  color: #fff;
  padding: 42px 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr .8fr .8fr;
  gap: 24px;
}

.site-footer a {
  color: #fff;
}

.footer-small {
  color: rgba(255,255,255,.72);
  font-size: .92rem;
}

.chat-launcher {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 60;
}

.chat-panel {
  position: fixed;
  right: 18px;
  bottom: 78px;
  width: min(380px, calc(100% - 36px));
  max-height: 70vh;
  border: 1px solid var(--line);
  border-radius: 20px;
  background: #fff;
  box-shadow: var(--shadow);
  padding: 18px;
  z-index: 61;
  display: none;
}

.chat-panel.is-open {
  display: block;
}

.chat-panel p {
  color: var(--muted);
}

.badge {
  display: inline-block;
  padding: 5px 9px;
  background: var(--brand-3);
  color: var(--brand);
  border-radius: 999px;
  font-size: .82rem;
  font-weight: 850;
}

.page-hero {
  padding: 70px 0 36px;
}

.article-list {
  display: grid;
  gap: 16px;
}

.article-link {
  display: block;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px;
  text-decoration: none;
}

.article-link:hover {
  box-shadow: var(--shadow);
}

@media (max-width: 880px) {
  .mobile-toggle { display: inline-flex; }
  .nav-links {
    position: absolute;
    left: 16px;
    right: 16px;
    top: 76px;
    flex-direction: column;
    align-items: stretch;
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 18px;
    box-shadow: var(--shadow);
    display: none;
  }
  .nav-links.is-open { display: flex; }
  .hero-grid, .grid-2, .grid-3, .footer-grid {
    grid-template-columns: 1fr;
  }
  .hero { padding-top: 52px; }
  .section { padding: 48px 0; }
  .step { padding-left: 24px; padding-top: 68px; }
  .step::before { left: 22px; top: 22px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}


/* v2 failsafe: keep the main navigation visible on desktop */
@media (min-width: 881px) {
  .site-header .nav-links {
    display: flex;
  }
}


/* v3 header: simpler and always visible */
.simple-header {
  background: var(--brand);
  color: #fff;
  border-bottom: 1px solid rgba(255,255,255,.14);
}

.simple-header-inner {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}

.simple-brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: #fff;
  font-weight: 850;
  letter-spacing: -0.02em;
}

.simple-brand small {
  display: block;
  color: rgba(255,255,255,.75);
  font-size: .76rem;
  font-weight: 650;
  margin-top: -2px;
}

.simple-mark {
  width: 42px;
  height: 42px;
  border-radius: 14px;
  background: var(--brand-2);
  color: #111;
  display: grid;
  place-items: center;
  font-weight: 950;
}

.simple-nav {
  display: flex;
  align-items: center;
  gap: 24px;
}

.simple-nav a {
  color: #fff;
  text-decoration: none;
  font-weight: 750;
  font-size: .95rem;
}

.simple-nav-cta {
  background: var(--brand-2);
  color: #111 !important;
  padding: 12px 16px;
  border-radius: 999px;
}

.hero {
  padding-top: 48px;
}

@media (max-width: 880px) {
  .simple-header-inner {
    min-height: 70px;
  }

  .simple-menu-button {
    display: inline-flex;
    background: rgba(255,255,255,.08);
    color: #fff;
    border-color: rgba(255,255,255,.25);
  }

  .simple-nav {
    position: absolute;
    left: 16px;
    right: 16px;
    top: 82px;
    flex-direction: column;
    align-items: stretch;
    background: var(--brand);
    border: 1px solid rgba(255,255,255,.18);
    border-radius: 18px;
    padding: 18px;
    box-shadow: var(--shadow);
    display: none;
    z-index: 80;
  }

  .simple-nav.is-open {
    display: flex;
  }
}


/* v4 polish: clearer navigation CTA and About page spacing */
.simple-nav-cta,
.simple-nav a.simple-nav-cta {
  background: var(--brand-2);
  color: #111 !important;
  box-shadow: 0 12px 22px rgba(197, 138, 59, .24);
}

.simple-nav-cta:hover {
  background: #d19a4c;
}

.card .badge {
  margin-bottom: 12px;
}

.page-hero .cta-row {
  margin-top: 28px;
}

@media (max-width: 880px) {
  .simple-nav-cta,
  .simple-nav a.simple-nav-cta {
    text-align: center;
  }
}


/* v5 Cal.com booking polish */
.disclaimer a {
  font-weight: 800;
  color: var(--brand);
}

/* v7 policy pages */
.disclaimer a,
.card a {
  color: var(--brand);
  font-weight: 800;
}


/* v9 mobile polish: force readable button contrast */
.button,
.button:visited,
.button-primary,
.button-primary:visited {
  color: #fff !important;
}

.button-secondary,
.button-secondary:visited,
.button-gold,
.button-gold:visited,
.simple-nav-cta,
.simple-nav a.simple-nav-cta,
.simple-nav-cta:visited {
  color: #111 !important;
}

.button-primary:hover,
.button-gold:hover,
.button-secondary:hover,
.simple-nav-cta:hover {
  text-decoration: none;
}

@media (max-width: 640px) {
  .button,
  .button-primary,
  .button-secondary,
  .button-gold {
    width: 100%;
    justify-content: center;
    text-align: center;
  }

  .cta-row {
    width: 100%;
  }
}


/* v10 fix: booking-page CTA contrast on mobile and desktop */
a.button,
a.button:link,
a.button:visited,
button.button,
.button-primary,
.button-primary:link,
.button-primary:visited,
.booking-card a.button,
.booking-card a.button:link,
.booking-card a.button:visited,
.book-card a.button,
.book-card a.button:link,
.book-card a.button:visited,
.card a.button,
.card a.button:link,
.card a.button:visited {
  color: #ffffff !important;
  -webkit-text-fill-color: #ffffff !important;
}

a.button.button-secondary,
a.button.button-secondary:link,
a.button.button-secondary:visited {
  color: #123c32 !important;
  -webkit-text-fill-color: #123c32 !important;
}

@media (max-width: 720px) {
  a.button,
  a.button:link,
  a.button:visited,
  button.button,
  .button-primary,
  .button-primary:link,
  .button-primary:visited,
  .booking-card a.button,
  .booking-card a.button:link,
  .booking-card a.button:visited,
  .book-card a.button,
  .book-card a.button:link,
  .book-card a.button:visited,
  .card a.button,
  .card a.button:link,
  .card a.button:visited {
    color: #ffffff !important;
    -webkit-text-fill-color: #ffffff !important;
    font-weight: 800;
    text-shadow: none;
  }
}


/* v11: specific booking CTA fix */
.clarity-calendar-button,
.clarity-calendar-button:link,
.clarity-calendar-button:visited,
.clarity-calendar-button:hover,
.clarity-calendar-button:active,
.clarity-calendar-button span {
  background: #1f3d35 !important;
  color: #ffffff !important;
  -webkit-text-fill-color: #ffffff !important;
  opacity: 1 !important;
  visibility: visible !important;
  text-decoration: none !important;
}

@media (max-width: 720px) {
  .clarity-calendar-button {
    display: flex !important;
    width: 100% !important;
    min-height: 54px !important;
    align-items: center !important;
    justify-content: center !important;
    text-align: center !important;
    white-space: normal !important;
    line-height: 1.2 !important;
  }
}


/* v12: Pension Clarity Checklist lead magnet */
.lead-magnet-section {
  background:
    radial-gradient(circle at 10% 10%, rgba(197, 138, 59, 0.14), transparent 28%),
    radial-gradient(circle at 90% 0%, rgba(31, 61, 53, 0.10), transparent 30%),
    var(--bg);
}

.lead-card {
  border: 1px solid rgba(197, 138, 59, 0.32);
  background: #fffdf8;
}

.lead-preview {
  display: grid;
  gap: 12px;
}

.lead-kicker {
  display: inline-flex;
  width: fit-content;
  padding: 7px 11px;
  border-radius: 999px;
  background: rgba(197, 138, 59, 0.16);
  color: #6e4717;
  font-weight: 850;
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.lead-success {
  margin-top: 10px;
  padding: 14px;
  border-radius: 14px;
  background: rgba(31, 61, 53, 0.08);
  border: 1px solid rgba(31, 61, 53, 0.18);
}

.lead-success[hidden] {
  display: none;
}

.lead-small {
  color: var(--muted);
  font-size: 0.88rem;
}

@media (max-width: 720px) {
  .lead-magnet-section .button {
    width: 100%;
  }
}


/* v18: website header logo mark */
.site-logo-mark {
  width: 44px;
  height: 44px;
  flex: 0 0 44px;
  display: block;
  border-radius: 999px;
  object-fit: cover;
  background: #fff8ea;
  border: 1px solid rgba(197, 138, 59, 0.22);
  box-shadow: 0 8px 18px rgba(18, 46, 39, 0.10);
}

@media (max-width: 720px) {
  .site-logo-mark {
    width: 40px;
    height: 40px;
    flex-basis: 40px;
  }
}


/* v20: long-form insight article */
.article-hero {
  padding-bottom: 56px;
}

.narrow {
  max-width: 980px;
}

.article-layout {
  max-width: 980px;
}

.article-content {
  font-size: 1.06rem;
  line-height: 1.75;
}

.article-content h2 {
  margin-top: 42px;
  margin-bottom: 12px;
  font-size: clamp(1.55rem, 3vw, 2.2rem);
}

.article-content p {
  margin: 0 0 18px;
}

.article-intro {
  padding: 24px;
  border: 1px solid rgba(197, 138, 59, 0.25);
  border-radius: 22px;
  background: #fffdf8;
  box-shadow: 0 14px 34px rgba(18, 46, 39, 0.06);
}

.cta-panel,
.author-box,
.sources {
  margin-top: 36px;
  padding: 26px;
  border-radius: 24px;
  border: 1px solid rgba(197, 138, 59, 0.25);
  background: #fffdf8;
}

.cta-panel.secondary {
  background: rgba(31, 61, 53, 0.06);
}

.sources ul {
  margin: 0;
  padding-left: 20px;
}

.sources li {
  margin-bottom: 10px;
}

.text-link {
  font-weight: 800;
  color: #1f3d35;
  text-decoration: none;
}

.text-link:hover {
  text-decoration: underline;
}

.article-card h2 a {
  color: inherit;
  text-decoration: none;
}

.article-card h2 a:hover {
  text-decoration: underline;
}


/* v21: Insights hub and article polish */
.insights-hero {
  padding-bottom: 58px;
}

.featured-article-card {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) minmax(280px, 0.6fr);
  gap: 28px;
  align-items: stretch;
  padding: clamp(24px, 4vw, 44px);
  border: 1px solid rgba(197, 138, 59, 0.25);
  border-radius: 28px;
  background: #fffdf8;
  box-shadow: 0 18px 40px rgba(18, 46, 39, 0.08);
}

.featured-article-card h2 {
  font-size: clamp(2rem, 4vw, 3.4rem);
  margin: 18px 0 14px;
  letter-spacing: -0.045em;
}

.featured-article-card h2 a {
  color: inherit;
  text-decoration: none;
}

.featured-article-card h2 a:hover {
  text-decoration: underline;
}

.featured-article-side {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 22px;
  border-radius: 22px;
  background: rgba(31, 61, 53, 0.06);
}

.mini-list {
  margin: 20px 0 0;
  padding-left: 20px;
}

.mini-list li {
  margin-bottom: 8px;
}

.article-hero {
  padding-bottom: 56px;
}

.narrow {
  max-width: 980px;
}

.article-layout {
  max-width: 1160px;
  display: grid;
  grid-template-columns: 230px minmax(0, 1fr);
  gap: 44px;
  align-items: start;
}

.article-toc {
  position: sticky;
  top: 96px;
  display: grid;
  gap: 10px;
  padding: 18px;
  border: 1px solid rgba(197, 138, 59, 0.22);
  border-radius: 20px;
  background: #fffdf8;
}

.article-toc a {
  color: #1f3d35;
  text-decoration: none;
  font-weight: 750;
  font-size: 0.95rem;
}

.article-toc a:hover {
  text-decoration: underline;
}

.article-content {
  font-size: 1.06rem;
  line-height: 1.75;
  max-width: 820px;
}

.article-content h2 {
  margin-top: 42px;
  margin-bottom: 12px;
  font-size: clamp(1.55rem, 3vw, 2.2rem);
}

.article-content p {
  margin: 0 0 18px;
}

.article-intro {
  padding: 24px;
  border: 1px solid rgba(197, 138, 59, 0.25);
  border-radius: 22px;
  background: #fffdf8;
  box-shadow: 0 14px 34px rgba(18, 46, 39, 0.06);
}

.cta-panel,
.author-box,
.sources {
  margin-top: 36px;
  padding: 26px;
  border-radius: 24px;
  border: 1px solid rgba(197, 138, 59, 0.25);
  background: #fffdf8;
}

.cta-panel.secondary {
  background: rgba(31, 61, 53, 0.06);
}

.sources ul {
  margin: 0;
  padding-left: 20px;
}

.sources li {
  margin-bottom: 10px;
}

@media (max-width: 900px) {
  .featured-article-card,
  .article-layout {
    grid-template-columns: 1fr;
  }

  .article-toc {
    position: static;
  }
}


/* v22: force Insights hub styling after cache bust */
.featured-article-card h2 a,
.featured-article-card h2 a:visited,
.article-card h2 a,
.article-card h2 a:visited {
  color: inherit !important;
  text-decoration: none !important;
}

.featured-article-card h2 a:hover,
.article-card h2 a:hover {
  text-decoration: underline !important;
  text-decoration-thickness: 0.08em;
  text-underline-offset: 0.12em;
}

.featured-article-card {
  display: grid !important;
  grid-template-columns: minmax(0, 1.4fr) minmax(280px, 0.6fr);
  gap: 28px;
  align-items: stretch;
  padding: clamp(24px, 4vw, 44px);
  border: 1px solid rgba(197, 138, 59, 0.25);
  border-radius: 28px;
  background: #fffdf8;
  box-shadow: 0 18px 40px rgba(18, 46, 39, 0.08);
}

.featured-article-card h2 {
  font-size: clamp(2rem, 4vw, 3.4rem) !important;
  margin: 18px 0 14px;
  letter-spacing: -0.045em;
  line-height: 1.02;
}

.article-layout {
  max-width: 1160px;
  display: grid !important;
  grid-template-columns: 230px minmax(0, 1fr);
  gap: 44px;
  align-items: start;
}

.article-toc {
  position: sticky;
  top: 96px;
  display: grid !important;
  gap: 10px;
  padding: 18px;
  border: 1px solid rgba(197, 138, 59, 0.22);
  border-radius: 20px;
  background: #fffdf8;
}

.article-toc a,
.article-toc a:visited {
  color: #1f3d35;
  text-decoration: none;
  font-weight: 750;
  font-size: 0.95rem;
}

.article-toc a:hover {
  text-decoration: underline;
}

@media (max-width: 900px) {
  .featured-article-card,
  .article-layout {
    grid-template-columns: 1fr !important;
  }

  .article-toc {
    position: static;
  }
}


/* v23: conversion copy polish blocks */
.not-included-panel {
  border: 1px solid rgba(197, 138, 59, 0.26);
  background: #fffdf8;
  border-radius: 28px;
  padding: clamp(24px, 4vw, 42px);
  box-shadow: 0 18px 40px rgba(18, 46, 39, 0.06);
}

.not-included-panel .check-list {
  margin-top: 18px;
}

.specific-problem-card h3 {
  margin-bottom: 10px;
}

.specific-problem-card .mini-note {
  font-size: 0.92rem;
  color: var(--muted);
  margin-top: 12px;
}

.ethos-card {
  background: rgba(31, 61, 53, 0.06);
}

.chat-panel .service-boundary {
  font-size: 0.9rem;
  color: var(--muted);
}


/* v24: chat/assistant removed for launch */
.chat-panel,
.chat-launcher {
  display: none !important;
}


/* v25: legal page polish and footer brand consistency */
.site-footer {
  background: #1f3d35 !important;
  color: #fff8ea;
  border-top: 1px solid rgba(197, 138, 59, 0.28);
}

.site-footer a,
.site-footer a:visited {
  color: #fff8ea;
}

.site-footer .footer-small,
.site-footer small,
.site-footer p {
  color: rgba(255, 248, 234, 0.86);
}

.legal-note {
  border-color: rgba(197, 138, 59, 0.24);
  background: rgba(31, 61, 53, 0.06);
}


/* v26: final widget suppression + slightly stronger problem stakes */
.chat-panel,
.chat-launcher,
[data-chat-panel],
[data-chat-button],
[class*="chat-panel"],
[class*="chat-launcher"] {
  display: none !important;
  visibility: hidden !important;
  opacity: 0 !important;
  pointer-events: none !important;
}

.problem-stakes {
  margin-top: 14px;
  font-weight: 700;
  color: #1f3d35;
}